References

^ McClenahan, Charles. Ratemaking (PDF). Casualty Actuarial Society. Retrieved on 2006-05-11.
^ What determines the price of my policy? (HTML). Insurance Information Institute. Retrieved on 2006-05-11.
^ How Are Auto Insurance Rates Calculated? (HTML). Countrywide Insurance Services. Retrieved on 2006-05-11.
^ U.S. Patent Application 20040153362 Bauer, Alan Rex; Burns, Kurtis Tavis; Esposito, Michael Vincent; Huber, David Charles JR.; O'Malley, Patrick Lawrence; "Monitoring system for determining and communicating a cost of insurance", January 2004
^ UK: Norwich Union launches innovative "Pay As You Drive"™ insurance with prices from 1p per mile, Norwich Union press release, 05 October 2006
^ Nowotarski, Mark, "Progressive Builds a Fortress of Patent Protection", Insurance IP Bulletin, October 15, 2004